Recipes: Spicy Oatmeal Pancake (Thaliput) with Coconut Chutney and Moong Bean Salad (Cosombrie)

Spicy Oatmeal Pancakes
(THALIPUT)

1 cup of oatmeal/ ground to fine flour

2 tablespoons all purpose flour

1/2 teaspoons salt

1/2 teaspoons cumin seed

4 oz nonfat plain yogurt

2/3 cups of water +add 1/4 cup water in increments until batter is like pancake batter

1/4 C onion fine chopped  (I like white onion)

1/4 C coriander fine chopped

1/4 C carrot grated

 you can add any other veggies you want try broccoli, peas, cauliflower, bell peppers  etc.

Combine items 1-6

Fold in items 7-10

Cook on griddle like pancakes

Use corn oil, coconut oil or butter to season the pan and fry the edges like they would do at the Waffle House or use olive oil spray if you are on a diet.

Coconut Chutney

1 cup coconut fresh unsweet

2-4 chili Serrano or Jalapeño ( I like Serranos)  Roasted on pan with 1/4 Tbs olive oil

1/2 teaspoon cumin seeds

1/2 teaspoons salt

1/2 cups coriander fresh

2 Tbs fresh lemon

 1/4 C water
Optional - add 1/4 C dry Channa Dahl

Combine all ingredients in a chopper or blender and blend until desired consistency is reached.

Moong Bean (Cosombrie) Salad

1/4 cups Moong Dahl soaked till soft (3-4 hours)

1/4 cups fresh coriander

1 chopped cucumber

1/4 - 1/2 teaspoons of salt

1/2 fresh squeezed lemon

Combine all ingredient 1-3  and add 4-5 just before serving.

Gavin Tale Twister #45: He Touched My Feelings!

Getting in the car after piano lessons my boys started fighting About who was going to get to ride shotgun. This initial fight ended up in a "Gavin win". Gavin got to sit in the front seat but only after being pushed around a little by his brother . Then in the car ,what started out as a little nit picking here and there turned into a bunch of name-calling and ended up in an all out punch by Gavin.  I was watching both boys out of the corner of my eye so I know Gavin threw the first and only punch. NOw getting him to admit that he did it was going to be difficult.  Gavin was sitting in the front seat so I don't know how he got his arm all the way back there to Sammy.  It was quite impressive like in Iron Man when Obadia was about to kill Pepper (Tony Stark alias Iron Man's love interest) and out of no where Iron Man appeared of course leading with an all out punch... yea just like that Gavin threw a punch that he meant to hurt.

I have a house rule that goes something like this "sticks and stones break your bones but names will never hurt you".... sound familiar?  I encourage the boys to try and discuss problems instead of resorting to name calling or physical contact so I was very irritated by now so I screamed "You boys are driving me crazy!  I cannot drive with you two fighting like this!  I told you a million times not to touch one another!  Both of you are on restriction Friday from XBox!"

Sammy immediately wants to know why he's on restriction when he's the one that got punched. My response..."Because you're the older brother and in my opinion from the very beginning when your brother wanted to sit in the front seat, you should have just said OK!    Instead,  you pushed him into the mirror first and then said it's fine you sit in front.  You probably said that because you felt bad that you pushed him.

"Yeah mom but once we got in the car, I didn't touch him You're always telling us not to touch each other. I didn't touch him, I was just calling him names. Then he got mad and he punched me.  Now I'm the one getting punished because of his bad behavior.   I should not be punished.  I let him sit in the front...he punches me and I am on restriction."

I look over at Gavin who had the 'I have been pushed to my limits' look on his face.  "Well Gavin what do you have to say for yourself?  "Mom, Sammy started the whole thing initially not letting me sit in the front seat and then he pushed me."
Yes, now you got what you wanted. Why are you touching your brother when you know you guys should not touch each other.
But I didn't touch him first he touched me ...remember. Gavin I am pretty sure sure you touched him first in the car. I saw you punch him from the front seat all the way back to his stomach.
"Gavin, did he really touch you first?"
"Yes!" Gavin vehemently responds.
"No I did not" defends Sammy.
"He did mom!" says Gavin.

Sammy yelling now at Gavin... "How can you say that Gavin. I did not touch you and you punched me and now I am going to be punished because of it!"

I cut in "Gavin(long pause) tell the truth!  Did he or did he not touch you first in the car?"
Gavin's eyes shifted from side to side.  His bottom lip and chin quivered...after a short pause Gavin's  arms now folded with tears running down his face, he responds...
"Well ...well... well....HE HE HE TOUCHED MY FEELINGS !"
My irritated face suddenly softened as I realized that this fight between brothers will always be something I remember...I started to giggle.  I stopped fussing and said....
"That is pretty clever Gavin...Good enough! You're both OFF restriction!"

Game Review by Sammy: Battlefield 4

 Battlefield 4 came out last week. This is one of EA’s best selling games and after playing it, I know why. I was amazed! The graphics on Battlefield 4 are extraordinary! The gameplay is also much better than that of Battlefield 3. The game has much better mechanics and the new guns that they added make the game feel smoother and more realistic. The system for ranking up is similar to that of Battlefield 3.  If you liked Battlefield 3, you will love Battlefield 4!

Home Owners Insurance

What should your home owners insurance cover?  That is up to you but your policy should meet these minimums. For more detailed information on understanding home owners insurance policies , I found the following website extremely helpful www.insurance.com. 

All policies have these coverages included but to what extent... how much do you need? 

1. Coverage A- Dwelling
2. Coverage B- Other Structures on Your Property
3. Coverage C- Personal Property/Contents
4. Coverage D- Loss of Use
5. Coverage E- Personal Liability Protection
6. Coverage F- Medical Payments

What does that cover?? 

Coverage A - Dwelling:  The coverage should be enough to cover the cost of rebuilding your home in the event of a complete loss.

                                    Replacement Coverage vs Actual Cash Value

The replacement cost of your home is how much it would cost to replace your home and its contents with new materials at current prices in the event of a loss.  Actual cash value (ACV) is the value of your property at the time of a loss.  ACV may be determined as the replacement cost minus depreciation. You want replacement cost !! No exceptions! You want what it would cost for you to put your house back brand new and no less.  

Coverage B - Other Structures:  This is the portion of your home insurance policy that covers the cost of rebuilding/repairing the additional structures on your property other than your home. This includes detached garages, sheds, and other detached buildings, walk ways and patios. Typically, a standard home insurance policy will provide 10% of the total dwelling coverage as coverage for additional structures.

Coverage C - Personal Property:  Typically a home insurance policy will provide 50%-70% of your dwelling coverage towards contents/personal belonging coverage. However, you might decide to purchase more depending on the value of the personal belongings in your home. Again you want full replacement coverage! You want what it would cost to go out and replace that item at today's price.  No exceptions!

Coverage D - Loss of Use:  Loss of use coverage reimburses you for hotel, restaurant and other living expenses you may incur as a result of your home being uninhabitable. The purpose of this coverage is to help you maintain your standard of living in the event of a disaster.Most standard home insurance policies will provide coverage up to 20% of the dwelling coverage. You are entitled to be displaced to a location that is equal to that which you are living....not the extended stay up the street or the apartment 1/4 the size you are used to. 

Coverage E - Personal Liability:  This is the section of a standard home insurance policy that protects you or covered family members against lawsuits. This type of insurance coverage would protect you in the various examples of situations where a lawsuit is presented like your mail man falling on your porch.  

Standard home insurance policies will typically include a minimum of $100,000 for each liability claim occurrence.

Coverage F - Medical Payments:  commonly referred to as MedPay, is the section of a standard home insurance policy that will cover medical costs in the event that someone is injured on your property and does not want to sue you. When someone is injured on your property and does not want to sue you for the damages, you can use MedPay to help cover medical costs. MedPay would cover injuries sustained on your property when a lawsuit is not present.Typical MedPay coverage will cover $1,000 per injured person.